Your business is always evolving. Wouldn’t it be great to have access to a financial product with the flexibility to evolve with it? Now you do! Our new Revolving Line of Credit - BANKROLL provides the MAX loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or borrow additional funds on an unlimited basis! With Bankroll you only pay for what you use and you’re in complete control based on your unique business needs that may change over time! And, Bankroll provides early payoffs without penalty anytime during the loan! 

• Max approval amounts up to $1,000,000 with minimum initial loan of only $5,000. 

• Max amortizing term up to 36 months with low, fixed weekly payments • A revolving period up to 1 year (52 weeks). 

• Unlimited draws of $5,000 or more during the revolving period • Unlimited partial principal paydowns of $5,000 or more during revolving period. 

• Every payment made and partial principal paydown frees up line availability. 

• Finance charges accrue and are collected weekly • Closing points only charged on cash out. 

• Pay off or pay down with no penalties, maintenance fees or prepayment fees. 

Owning a successful business is hard work. Owners must remain nimble, and with an unsecured Line of Credit from ARF Financial you will be. When the window of opportunity opens, you’ll be ready to maximize your advantage. Our Line of Credit quickly puts up to $750,000 at your disposal. The initial line can be approved online in minutes with 24-hour access to drafts after that. Whether it’s a full renovation, an expansion project, or purchasing some new equipment. There’s no need to wait! With this type of financing, a few key strokes is all it takes to access 5 separate loan drafts over a 6-month period. You’ll enjoy the freedom of drawing funds as needed, paying interest only on the money you take. It Pays to Be Prepared Even without an immediate need, savvy business owners are establishing lines of credit now. Being prepared is smart. Owners know how growth opportunities or unexpected expenses can pop up quickly and having instant access to committed working capital allows them to be ready for anything! 

• Loan amounts from $5,000 to 1,000,000 

• No collateral required on amounts up to $750,000 

• Fixed repayment terms from 12 to 36 months 

• 5 separate loan drafts over a 6-month period 

• No application, maintenance or access fees 

• A low documentation, streamlined process 

• Instant online approvals and funding's in 3 days 

• Early pay off options are available 

• Less than perfect credit is not a barrier 

• Interest is tax deductible 

Borrow Now, Grow Now, Pay Later 

Many merchants simply don’t dream big because they believe they can’t afford to borrow the funds they need. Flex Pay solves that problem. ARF Financial’s Flex Pay Loan allows you to defer up to 50% of your loan principal into the future, resulting in dramatically lower payments now! Things like equipment purchases, remodels renovations, additional locations, and partner buyouts are not out of reach. Not any more! Our Flex Pay Loan is the perfect solution to get your project completed and begin earning a positive return on your investment now, without the need for collateral and without the stress to your cash flow! Flex Pay also has a unique early pay off option designed to minimize your interest costs. Couple this flexibility with our Line of Credit product and the Flex Pay solution becomes even more powerful! 

• Pay Less When it Matters Defer up to 50% of your loan principal for more affordable payments now. Use the funds to grow your business, and pay it back when the time is right. 

• Pay Weekly Not Daily Use the funds as needed, and make low, fixed weekly payments. Our financing is a loan not a cash advance, so repayment is not tied to your daily credit card receipts. 

• Pay On Your Terms To help you pay off your deferral, we have a variety of options that will benefit you. You can roll it into the future, allow it to amortize over time, or simply refinance it. 

ARF Financial has long had the most aggressive interest-only product in the marketplace, our Interest-Only Flex Pay Loan. Well, we just made it even better. We believe growing your business shouldn’t mean sacrificing your cash flow, and with ARF Financial’s new and improved Interest-Only Flex Pay Loan it doesn’t. It now allows you to quickly access from $50,000 to $750,000 without collateral and low, interest-only payments for up to 1 year! And now, it also carries an optional Line of Credit with unlimited draws for up to a year. After the interest-only period, you have the option to pay the principal, or we’ve created the perfect safety net – a builtin rollover amortization up to 2 years. With flexibility like this you can truly borrow with confidence! So stop waiting and get the money you need now for an expansion project, renovations or opening another location! 

Check Out Our New IO Flex Pay Advantages: 

• Loan amounts from $50,000 to $750,000 with no collateral required 

• Pay only the interest for up to 52 weeks with safety net rollover term of 104 weeks 

• A Line of Credit will now be provided for up to 52 weeks 

• Unlimited draws of $25,000 or more during the Line of Credit period 

• No tax returns or financials required on amounts up to $750,000 

• After the interest-only period, you have options. You can pay off the principal, allow it to rollover, or simply refinance it.